A start-up business will commonly require investment or short-term borrowing to grow. It can be difficult to secure finance for these businesses for a variety of reasons. However, there are finance options available both short-term borrowing and long-term lending. A business plan is fundamental in securing a business loan. Business bank statements won’t be there to show some form of trading history in new start-up businesses. The business plan maps out to the financier what the business is looking to achieve. Also, how turnover levels, profits, and cash flow are going to look moving forward.